Risk Management

Every injury, accident or property loss, no matter how small, has a negative impact on your bottom line. A comprehensive risk management strategy is important to understanding your exposure. The insurance professionals at LMC are dedicated to helping you understand your total cost of risk. We put our loss control and claim management experience to work to deliver cost effective, efficient solutions to protect your business and become a true partner in your organization.

Loss Control Services

Prevention is the best policy - taking proactive steps to create a safe working environment and develop effective policies and procedures.

LMC offers customized loss control solutions to assist you in achieving your goals. Our systematic approach of conducting detailed assessments, analyzing loss data, and developing realistic action plans is designed to help you obtain long-term results.

• Risk Management Center website
• Supervisor training
• Coordinate carrier loss control efforts
• Online training
• Hazard assessment surveys

Specialized Claims Management Services

Almost every company will experience a claim. LMC's claims management team is dedicated to assisting you in the claims process, no matter how difficult. 

• Open claim status review meetings to reduce claim reserves
• Establishing directed medical and return-to-work programs
• Conducting claims management workshops
• Assessing your internal/external claim practices and procedures
• Providing expertise in litigation management and settlement strategy
• Coordinating claim reporting to insurance carrier(s) for multi-location clients

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Resources

LMC understands the best way to control risk in your company is to be prepared. That's why we have put together a variety of resources to help you gain the appropriate knowledge to be prepared.  

Associations

Sometimes, the best information comes from the source. Listed below are direct links to primary websites for important associations to keep in mind when planning your risk management program.

• DOT
• EPA
• Iowa Motor Truck Association
• National Safety Council
• OSHA

OSHA's Recordkeeping Rule

Recordkeeping of all accidents is an important part of OSHA requirements and keeping your location at its safest.

• Updates to OSHA's Recordkeeping Rule

Workforce Posters

Required Workforce Posters:

• Iowa
• Michigan
• Nebraska
• South Dakota
• Wisconsin​

Safety Management Training for Supervisors

Supervisors must have a working knowledge on how to motivate employees, identify hazards, and understand employee behavior. LMC's Safety Management for the Supervisor training program focuses on educating front line supervisors to be successful in accomplishing this goal.​

​​Call 515-244-0166 for more information.

Combative Patient Training

Recent trends in workplace violence show an increase in workplace injuries for both patients and employers.  It’s time to tackle the issue. 

​Call 515-244-0166 to learn how LMC can help.

​These materials are intended to assist employers in their effort to improve workplace health and safety.  The information provided herein is not meant to be used, nor should it be used, to diagnose and/or treat  any medical condition.  It is intended for general information purposes only and not as a substitute for professional medical or legal advice.  The information provided in this training is to be used as a tool for addressing workplace violence and does not provide certification in any form nor guarantee against the risk of workplace violence.

LMC's Loss Control and Claim Consultants

Chuck Martinek
VP, Loss Control Services

Anne MacFarland
VP / Claims Manager

Elizabeth Kain
Loss Control Consultant

Workers' Compensation Handbook 

Learn how to accurately report and critically review accidents that happen at your facility with LMC's Workers' Compensation Handbook for Employers.

Complete the form below to download the employer's handbook and receive two bonus documents (Workers' Compensation Best Practices and a Sample Return-to-Work Form), or contact a member of LMC's Risk Management team at 800-677-1592.

Crisis Management Guide

Most businesses will encounter some type of crisis at least once in their lifetime. The key to successfully managing a crisis is being prepared for that eventual day when one finally strikes. 

​LMC's Crisis Management Guide provides guidance to help assist organizations during the difficult period following a crisis. Complete the form below to download the guide, or contact a member of LMC's Risk Management team at 800-677-1592.