Property & Casualty Insurance

Employee Benefits

LMC Insurance & Risk Management's employee benefits practice offers you a variety of ways to get the most out your benefits plans – all while focusing on compliance and controlling your costs.

Maximize Your Health Plans

We understand you are tasked with a multitude of business pressures when designing effective benefit platforms. From attracting qualified applicants to managing overall operational costs, the challenge becomes providing more for less.

LMC’s dedicated employee benefits professionals are thought leaders who strive to bring you tailored solutions to help you meet your benefit goals, improve company culture, and stay on budget. Our experience and industry network enables us to leverage size and scale, allowing us to offer innovative strategies, products and technology. Our clients appreciate knowing we serve as an extension of their benefits department for problem resolution, compliance, and program performance monitoring.

With years of experience in employee benefit design, management, and administration, you can be confident that LMC can help you navigate the complex benefits landscape with smart decisions and a strategic approach.

Accidental Death and Dismemberment
Dental Insurance
Employee Assistance Program
Executive Benefits
Flexible Spending Accounts
Group Life Insurance
Insured and Self-Funded Medical Plans
Long Term Care

Professional Employer Organization (PEO)
Qualified Retirement Plans
Short and Long Term Disability
Travel Accident
Vision Insurance
Voluntary Life Insurance
Voluntary Worksite Benefits, such as Accident and Critical Illness

Solutions for Healthcare Reform

Rising healthcare costs, changing regulations, time-consuming and complex administration–these are some key challenges you face in designing and maintaining an employee benefits program. You need a program that is affordable, that effectively attracts and rewards employees, and is properly administered. LMC provides you with the knowledge, market leverage, tools, and innovation to do just that.

Our services include:

Brokerage and consulting support for health and welfare programs
Expertise in program design, healthcare strategy and administration
Longstanding carrier and vendor relationships that bring you the best terms and pricing
Reliable third-party actuarial analysis and benchmarking so you can make informed decisions
Advice and monitoring of state and federal requirements to keep you current and in compliance
Expertise in pooled risk programs including health insurance trusts, MEWAs, and shared risk arrangements