Employee benefits aren’t always simple. In fact, for many young employees, they’re downright confusing. Look at basic health insurance term knowledge, for example. Only 7% of individuals can define terms like premium, deductible and coinsurance, according to UnitedHealthcare. And that limited understanding can result in significant—and often unnecessary—expenses for both employees and employers. To put it monetarily, low health literacy is estimated to cost between $106 billion and $238 billion annually, according to the National Library of Medicine.
The Trump administration has issued new interim final rules that set out accelerated coverage requirements for COVID-19 preventive services and covering out-of-network testing for the coronavirus.
Many Americans want to help during the COVID-19 pandemic by contributing to charities, but the FBI is warning that scammers also are angling to get at your money by posing as charities to help coronavirus victims.
With so much information - and misinformation - circulating about COVID-19 and what's safe and not safe to do, businesses are treading carefully as they implement policies to keep their staff, customers and vendors safe.
'Tis the season for holiday planning. Yet, gatherings of families and friends, crowded parties and travel may put Americans at an increased risk for COVID-19. The Centers for Disease Control and Prevention (CDC) recommends that you carefully consider the spread risk of in-person holiday celebrations.
You've had an accident and your vehicle is in bad shape. After you report your claim, the insurance company sends out an adjuster to determine if it is worth paying out for the required repairs or instead of paying you for the value of the vehicle at the time of the accident.
With the coronavirus pandemic forcing so many of our employees to work remotely, and with mobile technology allowing them to work from anywhere, your employees may be working when they are off the clock.
The Occupational Safety and Health Administration (OSHA) has issued respiratory protection guidance focused on protecting workers in nursing homes, assisted living and other long-term care facilities (LTCFs) from occupational exposure to SARS-CoV-2, the virus that causes the coronavirus.
Source control measures are recommended for everyone in healthcare facilities, including LTCFs, even if the wearer does not have symptoms of the coronavirus. The guidance describes various source control measures, including cloth face coverings, facemasks, and FDA-cleared or authorized surgical masks. Healthcare providers should wear source control products/devices at all times while inside a LTCF, including in breakrooms or other spaces where they might encounter other people.
View the guidance at:
Many business owners may be good at running their companies, but the majority of them are failing to address essential long-term planning that is critical to sustaining their businesses.
One area the majority of business owners often neglect is planning for business continuity.
One misconception about homeowner's liability insurance coverage is that it only covers incidents in the home.
In fact, coverage under the comprehensive personal liability portion of your homeowner's policy is not limited by location. It is, however, limited by the liability caps on your policy.
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