Once they have paid their annual premium, many employers pay scant attention to their workers' comp policy until the renewal date starts closing in. Unfortunately, that's not the best time to attempt to control costs.
Power lines can be serious and potentially fatal hazards when proper safety precautions are not followed.
As COVID-19 continues to spread throughout the United States, there has been a massive upheaval of the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions and many more. Not surprisingly, the uncertainty wrought by COVID-19 has left employers at an increased risk of exposure to employment-related claims alleging wrongful termination, discrimination, retaliation and many others.
Knowing how post-traumatic stress disorder (PTSD) is defined and how your state’s work comp laws address it can help you make sure your employees get the help they need.
It’s common to think of PTSD in connection with military personnel; however, anyone who has been exposed to a traumatic experience can suffer from PTSD. Most cases of work-related PTSD come from high-risk occupations, such as police officers, firefighters, and emergency medical crews. However, any dangerous environment can bring about PTSD symptoms if an event causes psychological trauma.
As the Coronavirus continues to spread, businesses are increasingly concerned about whether their insurance programs will cover Coronavirus-related losses.
Do I have Business Interruption coverage for this?
Business Interruption insurance, which offers protection against income losses sustained from disruptions to business, is typically purchased as part of a commercial property insurance policy. In order for the Business Interruption (Business Income) policy to trigger coverage, there has to be a “covered cause of loss.”
Traffic accidents continue to be one of the leading causes of high-severity workers' comp claims, according to research.
The National Council on Compensation Insurance found in a study that the cost of workers' comp claims for accidents involving motor vehicles was 250% more than the average for all workplace accidents.
A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim.
An employee event or party is a great way to build workplace relationships and have fun. But what happens if an employee gets injured at the event? Are they entitled to workers’ compensation benefits?
The short answer is that workers compensation can apply in these situations – but it depends on the circumstance.
Thanks to technology, working remotely has become a more accessible and more plausible option for employees everywhere. With more companies offering work from home policies, it’s crucial for employers to be aware of the unanticipated risks and be ready to address them.
Keeping employees who work remotely safe is a difficult challenge since they are not in a controlled work environment. OSHA will not do home safety inspections; however, the agency maintains employers are responsible for safe working conditions regardless of location. Because employers are responsible for worker safety, injuries that occur while working off-site will likely fall under workers’ compensation.
Workplace injury rates rise during the summer months. When summer rolls around, companies in many sectors, including agriculture and construction, significantly increase production.
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