Many companies are often taken off guard when their workers' comp X-Mod shoots up after a merger or acquisition.
When employees are injured on the job, they are eligible for workers' compensation benefits, but not if the accident occurs on their commute to or from, in most cases, at least.
With Americans working from home more than ever before, many employers are wondering about their obligations under OSHA, as well as how to reduce the chances that workers may be injured while telecommuting.
A new law will make it easier for insurers to settle workers' compensation claims with older workers who are enrolled in Medicare, in an attempt to resolve an issue that can sometimes drive up premiums for affected employers.
Conduct walkway audits to identify safety issues, so that you can develop plans to eliminate them. The plans need to account for varying weather conditions.
Once they have paid their annual premium, many employers pay scant attention to their workers' comp policy until the renewal date starts closing in. Unfortunately, that's not the best time to attempt to control costs.
Power lines can be serious and potentially fatal hazards when proper safety precautions are not followed.
As COVID-19 continues to spread throughout the United States, there has been a massive upheaval of the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions and many more. Not surprisingly, the uncertainty wrought by COVID-19 has left employers at an increased risk of exposure to employment-related claims alleging wrongful termination, discrimination, retaliation and many others.
Knowing how post-traumatic stress disorder (PTSD) is defined and how your state’s work comp laws address it can help you make sure your employees get the help they need.
It’s common to think of PTSD in connection with military personnel; however, anyone who has been exposed to a traumatic experience can suffer from PTSD. Most cases of work-related PTSD come from high-risk occupations, such as police officers, firefighters, and emergency medical crews. However, any dangerous environment can bring about PTSD symptoms if an event causes psychological trauma.
As the Coronavirus continues to spread, businesses are increasingly concerned about whether their insurance programs will cover Coronavirus-related losses.
Do I have Business Interruption coverage for this?
Business Interruption insurance, which offers protection against income losses sustained from disruptions to business, is typically purchased as part of a commercial property insurance policy. In order for the Business Interruption (Business Income) policy to trigger coverage, there has to be a “covered cause of loss.”
We're here to help.
While every effort has been taken in compiling this information to ensure that its contents are totally accurate, neither the publisher nor the author can accept liability for any inaccuracies or change circumstances of any information herein or for the consequences of any reliance placed upon it. This publication is distributed on the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice or services. Readers should always seek professional advice before entering into any commitments.