Cost containment will be the chief workers' comp insurance concern for U.S. employers over the next 12 months, according to a survey.
When a workplace injury occurs, it’s important to respond quickly by conducting an incident investigation. Quick and planned actions demonstrate your commitment to workplace safety and prevention of future incidents.
Every incident needs to be investigated. This process helps employers look beyond what happened and discover why it happened. If you have prepared an incident investigation plan, you can be confident that you’re taking the appropriate steps to investigate and address the causes in an effort prevent similar incidents from happening again.
Most goods in the U.S. are delivered by long-haul truck drivers. Businesses don’t often think about the unhealthy side effects that come with the truck-driving profession, and that can spell trouble for the drivers and for business profitability.
While employers try to ensure their employees are provided a safe workplace by reducing the chances of accidents and injuries, it's important not to overlook employee stress.
Too much stress or too many responsibilities can greatly increase employees’ chances of not only burnout, but also making costly mistakes. A worse-case scenario is that if they are engaged in more labor-intensive occupations, too much stress can lead to accidents.
Employers have options when it comes to their workers' compensation coverage. Before making a decision, it's important to understand the differences among self-insured, self-insured group, and fully-insured workers’ compensation insurance. Because a self-insured employer assumes the risk of paying the workers' compensation claim costs for its employees, it must have the financial resources to meet this obligation. Further, when considering a self-insured group, employers need to understand how the program works, the financial strength of the group, and how the group is managed.
Learn about these options in our article "Understanding self-insured vs fully-insured workers' compensation coverage," prepared for Iowa Association of Business and Industry.
Advances in technology affect everything and everyone, including workplace safety. The workforce is more tech-savvy than ever before, leading to changes in how we work and the availability of data.
With many safety programs out of date, it’s time to put technology to work to improve safety in the workplace. An article in Safety and Health Magazine suggest four ways technology can respond to today’s safety needs.
Injuries due to slips and falls are one of the most frequently reported workers’ compensation claims. While these accidents can happen anywhere, any time, they typically spike during the winter months. According to the U.S. Bureau of Labor Statistics, over 20,000 workplace injuries due to falls from snow, sleet, and ice occurred in 2016. Of those, 28 percent resulted in more than a month off of work.
Employees and visitors alike are at risk, but with a proactive safety plan, slips and falls can be prevented.
Knowing how post-traumatic stress disorder (PTSD) is defined and how your state’s work comp laws address it can help you make sure your employees get the help they need.
It’s common to think of PTSD in connection with military personnel; however, anyone who has been exposed to a traumatic experience can suffer from PTSD. Most cases of work-related PTSD come from high-risk occupations, such as police officers, firefighters, and emergency medical crews. However, any dangerous environment can bring about PTSD symptoms if an event causes psychological trauma.
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