Job-related injuries occur every day in workplaces across the country. Often these injuries happen because employees have not been trained or, over time, have gotten lax in following safe job procedures.
According to Prevent Blindness America, more than 2,000 eye injuries occur each day while people are at work. Of these injuries, 10% result in missed days of work and of those injuries, 10 to 20% will cause temporary or permanent blindness. However, almost 90% of these injuries could have been prevented by wearing the appropriate eye protection while on the job.
 As the Coronavirus continues to spread, businesses are increasingly concerned about whether their insurance programs will cover Coronavirus-related losses.
Do I have Business Interruption coverage for this? Business Interruption insurance, which offers protection against income losses sustained from disruptions to business, is typically purchased as part of a commercial property insurance policy. In order for the Business Interruption (Business Income) policy to trigger coverage, there has to be a “covered cause of loss.”  If you hire CDL drivers, please take note: Beginning January 6, 2020, there will be new requirements in effect for obtaining drug and alcohol information for commercial driver’s license applicants and existing drivers.
When hiring a CDL driver, employers are required to query the new drug and alcohol clearinghouse to determine whether current and prospective employees have incurred a drug and alcohol violation that would prohibit them from performing safety-sensitive functions covered by the FMCSA and US DOT drug and alcohol regulations. 
Snow has arrived for many parts of the country, and that means it's time to brush up on tips for safe winter driving, especially in snow.
The roads can get slick and visibility can dwindle, so always take it easy, drive calmly and stay safe. Whether you've driven in snow often, a short while, or never, it's always a good idea to brush up on the basics to help you stay safe during this time of year. 
No workplace is immune to the risks of an active shooter incident. However, there are steps that you can take to ensure that your organization is prepared for the worst.
To prepare your staff for an active shooter situation, create an emergency action plan (EAP) and conduct training exercises. Together, the EAP and training activities will prepare your staff to effectively respond and help minimize loss of life. 
Falls from ladders are one of the most common injuries that construction workers and others in the industry sustain. Because using a ladder seems like common sense, many employers fail to properly train their workers in ladder safety.
Every employer, no matter how small, faces the specter of being sued by a past, present, or prospective employee at some time.
Employment practices claims have become so widespread that businesses are more likely to have an employment practices liability claim than a general liability or property loss claim.  A fire can happen anywhere, but three simple steps: Look, Listen, and Learn, are essential to reducing the likelihood of having a fire and escaping safely in the event of one. The National Fire Protection Association’s 2019 Fire Protection Week Campaign is an important reminder to:
Fires are the leading cause of home injuries and death. In a fire, mere seconds can mean the difference between a safe escape and a tragedy. Does your family have a plan if a fire started in your home? |
