You've had an accident and your vehicle is in bad shape. After you report your claim, the insurance company sends out an adjuster to determine if it is worth paying out for the required repairs or instead of paying you for the value of the vehicle at the time of the accident.
One misconception about homeowner's liability insurance coverage is that it only covers incidents in the home.
In fact, coverage under the comprehensive personal liability portion of your homeowner's policy is not limited by location. It is, however, limited by the liability caps on your policy.
Snow has arrived for many parts of the country, and that means it's time to brush up on tips for safe winter driving, especially in snow.
The roads can get slick and visibility can dwindle, so always take it easy, drive calmly and stay safe. Whether you've driven in snow often, a short while, or never, it's always a good idea to brush up on the basics to help you stay safe during this time of year.
Buyers of long-term care insurance often focus on just the coverage basics, such as the level of daily benefits, length of coverage, and under what conditions the policy will pay a claim.
While these basics form the chassis of the policy, long-term care policies offer a host of other options that may prove beneficial to the policyholder.
With recent advances in both technology and the internet, many Americans have or are planning to start a home-based business.
But will your homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no.
Did you know that one third of all households would feel adverse financial impacts within one month if a primary wage earner died?
Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics.
Disaster doesn't wait for your family to be together to strike. In fact, it may well happen while children are at school or one or both parents are away at work.
Do you have a plan in place to take care of your family until you can reunite? Will you even be able to find them after a major disaster? Will your plan still work if many of the local cell towers are down?
Summertime is the most popular season for people to consider purchasing a pool for their home. Installing a swimming pool in your home is a huge investment, and one to consider very carefully. Besides just the initial cost of the pool, insurance coverage needs to be considered fully as well.
If you have a car insurance policy, it’s important that you know what a garaging address is and how it could possibly impact you.
The specter of having a severe illness or injury that requires long-term care is a scary proposition for most anybody, not to mention the financial obligations you would face.
But trying to time when the best age is to purchase a policy is not an easy decision. Obviously, you don't want to buy the policy too early and unnecessarily spend thousands of dollars on premium over your life for coverage you may not need until you are much older.
We're here to help.
While every effort has been taken in compiling this information to ensure that its contents are totally accurate, neither the publisher nor the author can accept liability for any inaccuracies or change circumstances of any information herein or for the consequences of any reliance placed upon it. This publication is distributed on the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice or services. Readers should always seek professional advice before entering into any commitments.