Having a medical condition doesn't automatically disqualify you from buying life insurance. While finding coverage can be more difficult than it is for others, individuals with challenging medical histories and even severe conditions can usually find at least some coverage.
Wearable medical devices such as the Fitbit are making increasing inroads into all aspects of life. Corporate wellness programs are embracing them as a way to encourage activity. In some cases, incentives may be provided to employees who meet certain activity and other health targets.
Insurance companies are also getting more interested in collecting biometric data from customers via wearable medical devices and other forms of monitoring. For example, John Hancock now offers "interactive" life insurance policies, under which customers can submit to optional fitness and activity tracking via wearable devices and smartphones.
Injuries due to slips and falls are one of the most frequently reported workers’ compensation claims. While these accidents can happen anywhere, any time, they typically spike during the winter months. According to the U.S. Bureau of Labor Statistics, over 20,000 workplace injuries due to falls from snow, sleet, and ice occurred in 2016. Of those, 28 percent resulted in more than a month off of work.
Employees and visitors alike are at risk, but with a proactive safety plan, slips and falls can be prevented.
Across the country property and business owners have been overwhelmed by damage caused by tornados, fire, flood, and other disasters. For many, this is the first time they have experienced such loss, and they become targets of insurance fraud when questionable contractors show-up in damaged communities offering to clean and repair the damage, handle the insurance claim, and other services.
You may have heard the phrase, “the only constant is change.” Take a moment to think about everything that has happened over the course of this last year. Have you changed jobs, gotten married, or had a baby? It’s true. Our lives are always changing, which is why it is essential to review your insurance needs annually. Coverage needs change as the circumstances in our lives change. Family, home, and career status should be reflected in your policy coverage.
The REAL ID Act was passed by Congress in 2005 to establish minimum security standards for state-issued driver’s licenses and identification cards. Enforced in phases, the final phase of implementation, targeting air travel, began in January 2018.
There is no time like the present to educate yourself about the potential dangers of financial and credit card security. The convenience of making online purchases is becoming increasingly more popular, but many people are not fully aware of the risks they could be taking when making these purchases. Continue reading to learn about how you can protect yourself from becoming a victim of a cyber-attack or identity theft.
Did you know that one third of all households would feel adverse financial impacts within one month if a primary wage earner died? Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics.
The Insurance Institute for Highway Safety recently reported that summer and early fall are the deadliest times of year on the country’s roads, indicating that summer months are when Americans drive the most.
According to the National Safety Council (NSC), motor vehicle deaths surpassed 40,000 for the second consecutive year in 2017. Further, estimates from the NSC show 4.57 million people were seriously injured in auto crashes. Distracted driving is the major contributor.
Whether browsing social media or completing online homework, students spend much of their day plugged into their phones, tablets, and computers. While they are spending their time connected to these devices, many are forgetting to protect themselves from the many hidden dangers of the internet. Cyber security isn’t typically something one thinks of when beginning college. According to an article by Forbes, Millennials believe cyber security is imperative, yet more than half avoid common-sense computer safety measures. Campus safety now goes beyond walking home alone at night. Continue reading to learn about how you can be cyber-secure upon entering college.
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