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Welcome to the LMC Blog

EAPs to the Rescue During Troubling Times

3/3/2021

 
EAP
Thanks to stresses brought on by the COVID-19 pandemic, employee assistance programs have become more popular and crucial than ever before. 

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Preparing HR for Future Health Crises

2/24/2021

 
Preparing HR for Future Health Crises
​The COVID-19 pandemic was a wake-up call for HR departments in 2020. Suddenly, employees were looking to HR teams for guidance in areas not typically considered their responsibility. This was a turning point for many workplaces—now, HR is expected to understand public health challenges swiftly and manage them efficiently.

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Changes for 2021 Summary of Benefits and Coverage

2/17/2021

 
Changes for 2021 Summary of Benefits and Coverage
There are new Summary of Benefits and Coverage notice requirements for health plans starting with the 2021 coverage year.

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DOL Issues New Definition of Independent Contractor

2/1/2021

 
New Definition of Independent Contractor
In the last month of the Trump administration, the Labor Department finalized a regulation to clarify for employers which workers are employees and which are independent contractors.

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Demand for Voluntary Group Benefits Grows

1/25/2021

 
Demand for Voluntary Group Benefits Grows
Many Americans see unmet needs outside of their health insurance, more and more workers are increasingly signing up for the voluntary benefits their employers offer.

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Leveraging HSAs to Help Your Staff Manage Health Care Costs

1/20/2021

 
Leveraging HSAs
With the COVID-19 pandemic weighing on employers and employees alike, businesses can help their staff by leveraging health savings accounts to pay for out-of-pocket expenses.

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Health care and the Biden Administration

12/14/2020

 
Health care and the Biden Administration
​Between the COVID-19 pandemic and an ongoing political debate over the Affordable Care Act (ACA), health care was a core element of Joe Biden’s campaign for the U.S. presidency. 

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Benefits Education for Young Employees

12/9/2020

 
employee benefits education
​Employee benefits aren’t always simple. In fact, for many young employees, they’re downright confusing. Look at basic health insurance term knowledge, for example. Only 7% of individuals can define terms like premium, deductible and coinsurance, according to UnitedHealthcare. And that limited understanding can result in significant—and often unnecessary—expenses for both employees and employers. To put it monetarily, low health literacy is estimated to cost between $106 billion and $238 billion annually, according to the National Library of Medicine.

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Life insurance awareness month

9/14/2020

 
Life Insurance Awareness Month | LMC
Did you know that one third of all households would feel adverse financial impacts within one month if a primary wage earner died?
​
Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics.


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Cybercrime and Benefits Plans

9/9/2020

 
Cybercrime and Benefits Plans
According to recent estimates from the University of Maryland, there is a cyberattack every 39 seconds. Data breaches and cyberattacks are daily headlines—and employee benefits plans are no exception to that threat.

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