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Welcome to the LMC Blog

Struggling for survival: businesses that went thin on insurance

1/29/2020

 
Insurance stories
Imagine several small businesses located around the country. Each is well-established and profitable. Each of them bought business insurance - property, liability, automobile, and workers' compensation.

They told their agents they wanted the lowest possible price for coverage, and the agents came through. But they didn't also take their agents' recommendations to purchase additional coverage.


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How much life insurance do you need?

1/27/2020

 
Life Insurance
Unpredictable job and investment markets make it difficult to determine how much life insurance to buy. The standard formulas for buying coverage to match a specific percentage of income are often inadequate and fail to take individual circumstances into account. 
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Understanding dental insurance: DMOs vs. PPOs

1/22/2020

 
Dental Insurance
Whether you’re reviewing the dental options for your employer-sponsored health plan or looking at the options available on the market, you may encounter the acronyms DMO and PPO (also known as a PDN), as well as indemnity plan, in your research.
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Mentoring programs benefit both employees and employers

1/20/2020

 
Mentoring programs
Mentoring programs are a powerful way to help people build relationships and make connections. A mentor is an individual in the workplace who shares his or her knowledge and expertise to help another employee grow professionally. 
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Eight insurance-cost saving tips for the New Year

1/15/2020

 
Insurance saving tips
The New Year is a great time to prioritize home safety and review your insurance coverage to make sure you are appropriately covered. We’ve assembled some tips to make it easier and maybe even save you some money.
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January is National Radon Action month

1/13/2020

 
National Radon Action month
Test Your Home. Protect Your Health.
​
The Environmental Protection Agency (EPA) has designated January as National Radon Action Month. As part of this safety campaign, American’s are urged to protect their health by testing their homes for radon. 

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Do commercial crime policies cover cyber crimes?

1/8/2020

 
Commercial Crime Policies
In some instances, a commercial crime insurance policy may offer coverage for a loss due to a cyber-attack. The 11th U.S. Circuit Court of Appeals in Atlanta has ruled that an insurer must indemnify a policyholder that was scammed out of more than $1.7 million in a phishing incident under its commercial crime policy.
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Understanding the relationship between financial and physical wellness

1/6/2020

 
financial and physical wellness
Financial stress can be a burden, but did you know it can also have a negative effect on your health? Understanding the relationship between financial and physical wellness can help you improve both areas of your life.
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