With all the fun fall activities, you may be tempted to put off your home maintenance chores. But winter will be here before you know it, so take some time to tackle any needed maintenance before the weather gets too cold.
This handy checklist will help you take proactive measures to prevent damage from any winter storms that may pass through.
Falls from ladders are one of the most common injuries that construction workers and others in the industry sustain. Because using a ladder seems like common sense, many employers fail to properly train their workers in ladder safety.
Fraud takes many shapes and forms, among them corporate fraud, consumer fraud, tax fraud, identity theft, and many others. According to ACFE (Association of Certified Fraud Examiners), organizations worldwide lose an estimated 5 percent of their annual revenues to fraud, costing the world $3.7 trillion each year.
New federal overtime regulations have been introduced for non-exempt workers after years of wrangling over the issue.
Under the new rule, employers will be required to pay overtime to certain salaried workers who make less than to $684 per week - or $35,568 per year - up from the current threshold of $455, or $23,660 in annual salary.
There are about 10 million adults over the age of 50 in the United States who provide care for their aging parents. During the past 15 years, the number of adult children providing primary financial or personal care for their parents has increased more than three times. About 25 percent of all adult children in the country today are the primary care providers for their parents. The same number is almost equal to the number of non-working adult children who help their parents.
The Cost of Caregiving
These caregivers are also planning for their own retirement, and the task of being a primary caregiver can negatively affect saving efforts. A study from MetLife looked at the impact of caregiving on adult children and their future financial status.
According to MetLife's survey, the level of care provided by adult children to parents is about the same between male and female. However, men are more likely to provide financial assistance, and women tend to provide more personal care. The cumulative amount of lost Social Security benefits, pensions, and wages among these adult caregivers is around $3 trillion.
Every employer, no matter how small, faces the specter of being sued by a past, present, or prospective employee at some time.
Employment practices claims have become so widespread that businesses are more likely to have an employment practices liability claim than a general liability or property loss claim.
A record $10.3 billion in claims was paid last year by the nation's long-term care insurance companies, according to the American Association for Long-Term Care Insurance study. This figure represents the highest amount of such benefit payments to Americans for a one-year period ever, and they were paid to more than 300,000 individuals.
Most companies have at least some staff that sit front of a computer all day. While the job is low-impact and the likelihood of severe injuries is slim, sitting in front of a computer all day long can have detrimental effects, particularly if the employee has a bad posture.
Approximately one in five Americans have some hearing loss. Often unavoidable due to the natural process of aging, hearing loss can also result from exposure to loud noises over time.
Many people think life insurance is only for the young. That life insurance is a tool best used by newlyweds with mortgages, parents of young children, and spouses who are both employed.
But what does that mean for seniors? Does that mean retirees do not need life insurance? The answer to that question depends on your family's needs as well as your financial picture upon retirement.
We're here to help.
While every effort has been taken in compiling this information to ensure that its contents are totally accurate, neither the publisher nor the author can accept liability for any inaccuracies or change circumstances of any information herein or for the consequences of any reliance placed upon it. This publication is distributed on the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice or services. Readers should always seek professional advice before entering into any commitments.
4200 University Ave, Suite 200
West Des Moines, IA 50266-5945
5940 South 118th Circle
Omaha, NE 68137
708 Heartland Trail, Suite 1000
Madison, WI 53717